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NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

Going Back to Work Later in Life and Why the Housing Market Feels So Stuck

Aug 13, 2026 · 41m

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On this episode

About this episode

Learn why a 69-year-old retiree is returning to work and why homeowners are staying put in a stuck housing market. What happens when your nest egg doesn't grow fast enough to support your retirement? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola talk with a 69-year-old listener who's returning to work after years of overly conservative investing left her savings falling behind. NerdWallet Wealth Partners CEO Ryan Sterling joins the conversation to help her think through how much investment risk to take at this stage, what required minimum distributions will mean for her taxes, and whether working even a little longer could change her outlook. Then: why does it feel so hard to find a home to…