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NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

USPS’ Cash Crisis Hits More Than Your Mailbox, Plus The Debt Settlement Trap to Avoid

Apr 23, 2026 · 37m

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About this episode

Can the post office survive its cash crisis, and is a debt relief program actually making your debt situation worse? What does the USPS financial crisis mean for your everyday life? Senior news writer Anna Helhoski talks to Elena Patel, co-Director of the Urban-Brookings Tax Policy Center, to unpack how the post office ended up at a critical financial juncture — and what service cuts, price hikes, and ripple effects across the broader economy could mean for your wallet. Is a debt settlement program actually worth the risk? Sean Pyles, CFP®, and Elizabeth Ayoola, joining each other live in-studio, tackle listener Edith’s question about National Debt Relief. They examine the real success…