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NerdWallet's Smart Money Podcast

NerdWallet's Smart Money Podcast

Spring Homebuying in 2026 and the Case for Never Paying Off Your Mortgage

Apr 30, 2026 · 36m

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On this episode

About this episode

Is spring still the right time to buy a home, and does carrying a mortgage forever actually make more financial sense? Before entering into the “forever mortgage” debate, hosts Sean Pyles, CFP®, and Elizabeth Ayoola are joined by senior news writer Anna Helhoski and mortgage writers Abby Badach Doyle and Kate Wood to examine why 2026's spring housing market is falling short of expectations. They explain what declining home sales data and 30-year mortgage rates hovering above 6% reveal about buyer and seller hesitation, how economic uncertainty is driving different outcomes across local markets around the country, and whether the timing is right to make a move. Then, Sean, Elizabeth, and…