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Resources Radio

Understanding the Barriers to Affordable Homeowners Insurance, with Margaret Walls and Penny Liao

Jun 8, 2026 · 35m

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On this episode

About this episode

In this week’s episode, host Daniel Raimi brings in Margaret Walls and Yanjun (Penny) Liao to discuss why homeowners insurance prices and nonrenewals are increasing in the United States—and how insurers, homeowners, and state and federal governments are responding. Walls is a senior fellow at Resources for the Future (RFF), director of RFF’s Climate Risk and Resilience Program, and co-host of Resources Radio, while Liao is an RFF fellow. Together, they elaborate on data they shared in the most recent issue of Resources magazine that links areas with previous weather-related property loss to higher premiums and policy nonrenewal rates. As a result, while climate change increases the severity…