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The Clark Howard Podcast

The Clark Howard Podcast

10.13.26 Ask An Advisor With Wes Moss

Oct 13, 2026 · 33m

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About this episode

Are High-Yield Investments Dangerously Risky? & Why Wes Updated His Thinking on HSAs Jim Cramer says high yields are dangerous – so is retirement income actually at risk? Wes sets the record straight on high-dividend stocks, interest rates, and how to safely build a yield ladder. Plus, Wes shares a personal shift in his own financial strategy: why he recently updated his thinking on High Deductible Health Plans (HDHPs) and how Health Savings Accounts (HSAs) can become a triple-tax-free powerhouse for your retirement. Mentioned on the show: ⁠ The Overlooked 'Rule of 55' Could Unlock an Earlier Retirement⁠ TIPS: The Inflation-Proof Alternative to Standard Bonds How To Find and Choose a…