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Australian Finance Podcast

Australian Finance Podcast

Your money by age: the moves that matter from your 20s to your 70s

Oct 19, 2026 · 51m

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About this episode

Different decades bring different money decisions—but the best move is rarely copying someone else’s timeline. In this episode of the Australian Finance Podcast, Owen Rask and Gemma Mitchell go decade by decade from your 20s to your 70s, sharing what to focus on and the common mistake to avoid at every stage. In your 20s, they cover good money habits, the First Home Super Saver Scheme and resisting lifestyle creep. Your 30s are about working as a team, using insurance and debt deliberately, and borrowing for the life you expect—not only the one you have today. For your 40s, the conversation turns to building a real financial plan, debt recycling, upgrading the family home and avoiding…