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How many ETFs do I actually need? I’m overwhelmed

Sep 28, 2026 · 37m

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Is your portfolio diversified, or just complicated? Jess is only five months into investing and she’s already got seven ETFs and a stock. What is each investment actually adding? She’s starting to think maybe she’s overcomplicated things… Then community member Hamish sent in a question about whether it makes more sense to own one diversified ETF or build a portfolio from several ETFs. Jess took it as a sign to get back to basics. So she sits down with financial adviser Glen Hare to unpack how to think about building an ETF portfolio, including How many ETFs is too many? How to spot overlap between ETFs What you gain, and give up, by keeping things simple Three example approaches: one…